Reports & Methodology

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FMA reporting is structured to provide clear, technically supported findings suitable for carrier review, dispute resolution, and potential litigation scrutiny.

Defines the purpose of the assignment, the materials reviewed, and the limitations of the evaluation.

Summarizes key claim details including reported cause of loss, date of loss, affected areas, and mitigation contractor involvement.

Identifies relevant technical standards used as the framework for evaluation, including IICRC S500 (Water Damage Restoration) and IICRC S520 (Mold Remediation).

Explains the analytical process used to review mitigation scope, documentation, equipment usage, drying methodology, and associated billing.

Provides detailed observations regarding mitigation execution, documentation sufficiency, scope justification, and any discrepancies identified.

Summarizes professional opinions and provides recommendations intended to support technically appropriate scope reconciliation and claim resolution.

Clarifies that findings represent professional opinions based on documentation available at the time of review and may be supplemented if additional information becomes available.